Most "free" budget apps push a subscription after a week. For daily hisab, that is a bad deal.
Subscription pain in India
- ₹99-299/month adds up faster than people notice
- History locked if you cancel
- Features drip-gated behind "Pro"
What Kharch Log does instead
- ₹149 one-time lifetime unlock
- Ledger in your Google Sheet - export anytime
- UPI/SMS capture without bank login
See no subscription expense tracker, lifetime access, and pricing.
When subscription still makes sense
Teams that need shared bank aggregation, receipt OCR SaaS, or multi-entity accounting should buy accounting software - not a personal kharch app. Kharch Log is for personal / household daily spending.