Searchers in India often mix up three tools: a personal expense tracker, accounting software, and tax paperwork like Form 16. Kharch Log only does the first.
Do I need Form 16 to use Kharch Log?
No. Form 16 is an employer TDS certificate for salaried tax. You do not upload Form 16 to Kharch Log, and the app does not create Form 16 or file ITR.
See also: Form 16 not needed.
What Kharch Log is for
- Daily kharch / hisab kitab for cash + UPI
- Optional bank SMS capture on Android (no bank login)
- Your ledger in your Google Sheet
- One-time ₹149 lifetime unlock - no monthly subscription
What it is not
- Not Tally / Zoho Books / GST filing
- Not a CA portal or Form 16 generator
- Not investment advice
If you need tax filing, use a CA or ITR product. If you need a UPI expense tracker that keeps data in Sheets, start with SMS capture and Sheets sync.